No Payments or Interest If Paid Off in 6 Months* More Details

What types of promotional financing does PayPal Credit offer?

PayPal Credit offers the following types of promotional financing. (*Subject to Credit Approval)

  • No Payments + No Interest if Paid in Full by: With this option, you don’t have to make monthly payments. Interest will accumulate during the promotional period, starting from the date of purchase. If you pay your balance in full by the promotion expiration date, you won’t be charged interest. If you don’t pay your balance in full by the promotion expiration date, the accumulated (or “deferred”) interest will be added to your account balance. Minimum purchase may apply.
  • No Interest if Paid in Full by: This option requires you to make minimum monthly payments, as described in your billing statement. Interest will accumulate during the promotional period, starting from the date of purchase. If you pay your balance in full by the promotion expiration date, you won’t be charged interest. If you don’t pay your balance in full by the promotion expiration date, the accumulated (or “deferred”) interest will be added to your account balance. Minimum purchase may apply.
  • Easy Payments: This option allows you to pay for your purchase by making a predetermined number of equal monthly payments. The term length, interest rate, and minimum purchase amount may vary by merchant. If you don’t pay the balance in full by the promotion expiration date, the remaining amount will become part of your standard balance.